... for that year from a student loan. This would be beneficial, as I would owe less money on completing my degree. Alternatively the balance of £6,142.70 could be carried forward and added to year two and three of which I do borrow the same amount from a student loan for each year allowing myself a bigger credit at the end of the degree. I would then use whatever income is left over to put towards studying the Legal practice course of which I intend to go on a study. This is all estimated without accounting for any changes in my circumstances although I have allowed for £500 miscellaneous within my expenditure. I am also aware that my expenditure could increase within the second and third year for example the cost of tuition fees, travel, books and inflation. Another probability that could affect my income would be if I stopped working ...

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