... 'objective' credit policy model." Short Term Objective : " To gain an insight into the existing credit policy for working capital finance of Allahabad Bank by working on 'live projects' of the bank and formulating a ready to use credit policy policy model for working capital finance."> The report is divided into two parts (though there is no explicit demarcation between these two parts): (1) Understanding the existing procedure for sanctioning of working capital finance. (2) Formulating a credit policy model for sanctioning of working capital loan by working through case studies.> Loan proposals of the following 8 companies were analyzed for arriving at a model. These companies are: * Gandhi Tours * Gandhi Tour and Travels * Gandhi Travel and Tours * Siddique Gandhi * Amin Auto Garage * 20 Microns Limited * A. Saj Agricare Private Limited * Comed Chemicals Private Limited However, only three have been included for the purpose of this report: Gandhi Tours, 20 Microns Limited and ...

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