... An analysis of the extent to which these were achieved in the 2002 financial year is also discussed. The report examines the scope of the bank's activities, the services it provides and the companies that form the HBOS group. Also, with reference to the HBOS financial report for 2002 and the resources available on the corporate website, the goals and objectives of the organisation are examined. Financial ratio analysis, applied to the 2002 financial accounts, and specific statistics gathered provide the base of discussion from which the degree to which the company achieved its outlined goals and objectives in 2002. Organisational Formal Structure When becoming familiar with an organisation, one of the most important aspects in describing a company is to outline its structure ( , ). The Halifax Bank of Scotland is no different from any other organisation in that it has a carefully designed corporate structure. Most published papers define the organisational formal structure ...

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