... take into consideration her track record. Another possible matter of concern in their inexperience in running their business to test their ability we can. For example, we ask them to provide the cash flow forecast for next three to five years. We also have to ask them about their health, if they run a own business they have spend most of the time on it, they can manage it or not. . Ability to pay / Amount Tom enjoys salary for £25000, and her wife (Mavis) enjoys salary for £12000. £25000 (Tom's salary per year) + £12000 (Mavis's salary per year) = £37000 (total income).They go into the new business that they give up £37000 income per year. Also they have to employ one person to help them to running the business. They will need £10000 to pay for the salary. They wish to borrow £35000. They can find £50000 from their ...

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