... Solo cards, so they're not actually spending cash. 18-21 year olds can start receiving adult finance, credit cards, loans, student loans and can become seriously in debt. During Higher or Further Education 'living beyond your means' is so easy to become in debt, they don't earn much but still spend lots. They want flash cars, designer clothes, to go out every night and spend lots on alcohol etc and they cannot afford this. 22-25 year olds have finished Higher or Further Education and have started looking for jobs. They may want cars, insurance, hoses, mortgages, and children. Parents want the best for their children so they spoil them even when they cannot afford it. Most people have their greatest personal disposable income between leaving school and starting a family. Intense pressure is when people are very pressurised to do or buy something etc. This pressure could come from a variety of sources including media ...

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